Musical Instrument Insurance Cover by New Moon Insurance

Protect your instrument against accidental loss or damage from as little as £30 per year. See the full overview below.

What’s Included in your New Moon Instrument Insurance policy

  • When it comes to your instruments this cover is vital for peace of mind. And will typically cover the following:

    • Instruments up to a value of £2000

    • Accessories cover up to £750 (if valued between £10 and £350

    • Un-attended Vechicle, School.

    • Home, UK and Worldwide,

  • If you come to the end of your instrument rental and would like to transfer your policy over to another instrument, this can be done online at no extra cost.

  • There are no excess payment to be made on claiming, just follow the proceedure below.

  • If you have concert, exam or audition that requires you to rent or borrow an instrument, you can benefit from 21 days of additional cover up to a value of £3,500 (just notify your insurer in advance if you wish to utilise this)

  • If you need an instrument to keep you going between repair or replacement or while your claim is being proccessed. Simply keep hold of your receipts as a portion of this can be covered under your policy.

  • If you're a professional musician or teacher, this gives you cover over liabilites in case of accidental injury or damage.

The Claims Procedure


Repair Estimate

Acquire a repair estimate, from a trusted repair technician of your choice.

This should be as detailed as possible. Including instrument specs such as serial number and model, as well as repair charges inclusive of VAT and parts.

Complete Claims Form

Contact your insurer for a claims form to be submitted with the repair estimate. this can either be done by phone, email or online

This will include details of the theft or damage you’re claiming for.

Submit for Processing

Once your claim has been submitted it can typically take up to 5 working days for it to be proccessed, if you need a rental instrument in this time please don’t hesitate to get in contact.

Arrange Payment

Payment can be arranged direct from the insurer to the repair technician or retailer. but if your prefer you can cover the costs your self and claim the the costs back at a later date.

Setup your cover now and recieve 2 months free!